Reference Guide: Liability & Seaplanes

Officers Allowed to Tow Vessels in Distress

Liability Insurance Required for Boaters

Seaplanes On-the-Water are Treated as Vessels

ReferenceGuide_Misc_Liability & Seaplanes_Q&A

State	Tow Vessels	Liability	Who Liability	Seaplanes
Alabama	Yes	No		Yes
Alaska	Yes	No		Yes
American Samoa
California
Colorado
Connecticut
Delaware
District of Columbia
Florida	Yes	No		No
Georgia	Yes	No		No
Guam	Yes	No		Yes
Hawaii
Idaho	Yes	No		Yes
Illinois
Indiana	Yes	No
Iowa	Yes	No		Yes
Kansas
Kentucky
Louisiana
Maine	Yes	No		No
Massachusetts
Michigan	Yes	No		No
Mississippi
Arkansas	Yes	Yes	Any vessel powered by over 50hp and all Personal Watercraft must have at least $50,000 liability insurance.	No
Maryland	Yes	No		Yes
Minnesota	Yes	No		No
Missouri	Yes	No		Yes
Montana
Nebraska	Yes	No		Yes
Nevada	Yes	No		Yes
New Hampshire
New Jersey
New Mexico	Yes	No		No
New York	Yes	No		Yes
North Carolina
North Dakota	No	No		No
Northern Marianas
Ohio
Oklahoma	Yes	No		No
Oregon	Yes	No		Yes
Pennsylvania	Yes	No		No
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee	Yes	No		Yes
Vermont
Virgin Islands
Virginia
Washington
West Virginia
Texas	Yes	No		No
Utah	Yes	Yes	All vessels over 50 HP including PWCs	Yes
Wisconsin	Yes	No		No
Wyoming	Yes	No		No
Section Summary